Telematics data collected at the end of each day is used to generate variables empirically proven to be predictive of future collisions. These variables (which represent the 5 key categories of driving behavior: Acceleration, Braking, Cornering, Distraction, Speeding) then drive the score’s calculation. These variables primarily focus on the recency and severity of negative events such as the prevalence of harsh braking and evidence of excessive speeding and consider positive events such as the prevalence of smooth stops as well. The range of each characteristic’s values is then broken out into different levels, and each level is assigned a unique score weight (i.e., coefficient). The score weights are then added together to essentially arrive at a final score.
Articles in this section
- What is Mentor?
- What is the FICO® Safe Driving Score?
- How is the FICO® Safe Driving Score calculated?
- I had a really high FICO® Safe Driving Score and have not incurred any negative events, and yet my score has continued to decline. What’s going on?
- What if I have privacy concerns?
- How secure is the Mentor app and platform?
- I do not see any data in my Mentor app. What could be the issue?
- What do the scores on the Dashboard screen represent?
- What do Good, Average and Poor scores represent in the middle strip of the Mentor app?
- Do I have to keep my phone in the same location each time I drive my vehicle?